Local heroes home loan program banner

Helpling Those Who First Help Us Achieve Homeownership


  • Police Officers
  • Firefighters
  • Teachers
  • Military (active or retired)
  • EMTs
  • Paramedics
  • Nurses
  • Social Workers
  • School District Employees
  • Law Enforcement Employees


  • Minimum 10% down with NO PMI
  • 675 credit score and above
  • 3/1 ARM
  • Must be a Single Family primary residence purchase
  • Must escrow
  • Live within 30 miles of a Guaranty Bank location
We understand that buying a house is likely the largest financial commitment you'll ever make. Whether it's your first home or your dream home, we're here to help every step of the way.

Getting Started

When applying for a home loan, you can speed the application and approval process by bringing along the following information:

  • Current drivers license
  • Your past two pay stubs
  • W-2 forms for the past two years
  • Two years tax returns with all schedules
  • Bank statements for the past two months
  • Statements regarding stocks, bonds, 401(k)s, mutual funds, etc.
  • Homeowners Insurance - Agents name phone number

Additional documentation may be required depending on your loan request.

Springfield, Nixa, and Ozark

2006 S. Glenstone Ave., Springfield, MO 65804

Courtney Carter 2022 Square
Courtney Carter
Assistant Vice President Residential Lender
NMLS 2269118
South Glenstone
Jeremy Thomas 2022 Square
Jeremy Thomas
Assistant Vice President Residential Lender
NMLS 1194861
South Glenstone
Sarah Hassan 2022 Square
Sarah Hassan
Assistant Vice President Residential Lender
NMLS 2366701
South Glenstone
Steve Mayfield 2021 Ii Square
Steve Mayfield
Vice President Residential Lender
NMLS 527502
South Glenstone
Wendy Mccurdy 2022 Square
Wendy McCurdy
Vice President Residential Lender
NMLS 559008
South Glenstone
Tyler Stalker 2021 Square
Tyler Stalker
Senior Vice President Residential Lending Manager
NMLS 712476
South Glenstone

Joplin, Carthage and Neosho

3016 McClelland Blvd., Joplin, MO 64804

312 W. Central Avenue, Carthage, MO 64836

Drew Bridges 2022 Square
Drew Bridges
Assistant Vice President Residential Lender
NMLS 2229090


1100 Spur Drive, Suite 15, Marshfield, MO 65706

Natalie Crawford 2022 Square
Natalie Crawford
Vice President Residential Lender
NMLS 628343

All loans and lines of credit are subject to credit approval and program guideline requirements. Other terms and conditions may apply.